Used Truck Buying 101: Everything You Need to Know
A pickup truck can serve as a comfortable daily driver, taking the family on road trips, hauling a weekend’s worth of gardening projects, and handling all weather conditions safely. It’s a workhorse when it comes to meeting most people’s needs.
But what do you need to consider if you’re contemplating buying a used truck? What do you need to consider on a used workhorse?
We’ll dig in to help you decipher the different types of pickups available in this guide. We’ll tell you what to look for and lay out the benefits and downsides of owning one.
Is a Used Pickup Truck Right for You?
Trucks get built with durability in mind. They tend to hold up well under many years of use and, as long as their owners treat them well, hold their value better than comparable cars and SUVs.
If you’re considering a truck for its 4-wheel-drive (4WD) prowess or towing power, you might find an SUV is capable and easier to live with. But, if you also need an exposed bed for hauling, nothing but a pickup will do.
Upsides of a Pickup Truck
Trucks can do things other vehicles can’t.
Hauling: The exposed bed of a truck can carry more than any trunk or SUV cargo area. Depending on the configuration, trucks can carry roughly 1,500 to 3,500 pounds of stuff
Ford Helps Used Truck Shoppers with New Specifications Tool
(though you have to count the weight of drivers and passengers against that total — see our payload capacity guide for the math). They also carry it outside the passenger cabin in a space you can hose down — a huge convenience if you’re hauling dirt, plants, construction materials, or anything leaving bits hard to get out of the carpet.
Towing: Nothing tows like a truck. Even powerful, V8-equipped full-size SUVs can’t best the pulling power of a properly equipped pickup. But “properly equipped” is doing some work there. When manufacturers advertise towing capacity, they usually refer to specially equipped models. The average truck can’t pull what the commercials claim — see our towing guide for details.
Off-road prowess: With their available 4WD setups, excellent ground clearance, and often rugged trail tires, trucks can get you places cars can’t.
Resale value: Engineers design trucks to take years of abuse, which helps them stay strong and capable but hold their value over time.
Downsides of a Pickup Truck
A pickup isn’t the right choice for everyone. Several factors might make you happier with a different type of vehicle.
Size: A midsize truck is often as big as a large car or a 3-row SUV, and a full-size truck is one of the largest vehicles on the road. They’re hard to maneuver in tight spaces. They’re hard to park. And, in urban traffic, their vast size can be a nightmare.
Visibility: A recent “Consumer Reports” study found today’s full-size trucks are so high off the ground that they have a “front blind spot” up to 11 feet longer than most sedans and seven feet larger than a midsize SUV. If you drive in heavy traffic regularly or live with small children or animals that can hide in those blind spots, you might be better off with something closer to the ground.
Fuel economy: Trucks remain the least fuel-efficient vehicles most manufacturers offer. The arrival of hybrid and electric trucks will help ease that concern. But, with today’s gas prices, filling up the 36-gallon fuel tank of a Ford F-150 Raptor with premium gas costs more than $100, and you’ll only get 15 mpg out of it in city driving.
Ride comfort: Engineers must tune a truck’s suspension to handle everything from an empty bed to one filled with about a ton of cargo on the rear axle, which requires compromises they don’t make when designing other vehicles. Manufacturers improved truck design in the last decade. Some of today’s pickups use car-like suspension setups. If you did not get to test drive trucks in a decade or more, you might be shocked to find how well some of them handle on the road these days, but most will never ride with the comfort of a car or SUV because it’s the versatility that makes them great.
Determine What Type of Truck is Right for You
Once you’ve decided you need a truck, you have a few more decisions.
Manufacturers today build trucks in many sizes and for many purposes. The basic idea — a torquey engine, a roomy cabin, and an exposed bed — holds for all of them. But one has very different virtues than another.
Compact Truck
Small trucks minimize the drawbacks of pickup ownership. They can’t haul or tow as much as the big boys, but many buyers don’t need that. However, they can handle urban traffic and park easily in crowded lots in a way bigger trucks can’t.
Small trucks were once common in the U.S. market. But, as Americans showed an appetite for bigger and bigger trucks, they disappeared for nearly a decade. The Ford Ranger, for instance, was a compact truck until 2013, when it moved up to midsize. 2012-and-earlier Rangers are genuine compact trucks.
Fast-forward to 2022, and it’s the return of the compact truck. Ford now builds a small Maverick, and Hyundai makes the similarly sized Santa Cruz. Both are too new to be expected on the used market. So, if you shop for a used small pickup, you’re searching for a truck a decade or more old. Many can hold up that long in good condition, but you’ll want to inspect any small truck you consider carefully and take it to a mechanic you trust because of its age.
Midsize Truck
You’ll see far more midsize trucks available on the used market. They’re a bit larger and more challenging to handle in traffic than compact trucks but still more straightforward to manage day-to-day than full-size trucks.
A midsize truck usually uses a smaller engine than a full-size model, but you might be surprised by how much work they can do. The midsize 2017 Chevy Colorado, for instance, offers a payload capacity of up to 1,574 pounds. That’s not far from the 1,980 pounds that the base model of its big brother 2017 Silverado can haul. If you rarely need the total payload capacity, you might find a Colorado less expensive and easier to live with than a Silverado.
Full-Size Truck
Since 2014, America’s three best-selling vehicles have been full-size pickups (always the Ford F-150, Chevy Silverado, and Ram 1500; almost always in that order). The F-150 has held the throne for more than 40 years across 14 generations of the vehicle.
Why? Because you can’t beat the combination of hard-working muscle and everyday living space found in a full-size truck.
When you shop for a used truck, these are the most common vehicles online or on the lot. But they range from bare-bones work trucks with few options to luxury trucks with every creature comfort imaginable.
Heavy-Duty Truck
The Big Three domestic manufacturers (and Nissan) all take their full-size trucks and stretch the frames to even more immense proportions to create heavy-duty trucks.
These are big work trucks that rarely make sense for most buyers. But, if you plan to tow a fifth-wheel trailer or haul weighty loads routinely, they’re the only option. They cost more upfront, to fuel, and maintain. But, if you’re shopping for one of these, you know and need it anyway.
Electric Truck
Consider this a placeholder because you’ll be the first if you find an electric truck on the used market. But manufacturers will be rolling out electric pickups over the next few years, so they will eventually make their way to the used market.
Electric trucks look surprisingly powerful — the weakest version of the 2022 Ford F-150 Lightning boasts up to 563 horsepower. Test drivers report that they tow a load exceptionally well — they have more passing power while pulling a trailer than many gas-powered trucks have without one. But towing cuts their already limited range in half. Until electric chargers are as common as gas stations, Silverado EVs pulling boats may not be a common sight.
Off-Road Truck
Trucks have a reputation as great off-roaders, but it’s not true of every vehicle. Automakers configure today’s pickups for daily use on the pavement.
Many manufacturers, though, build off-road specials. For every year since 2015, Toyota has built unique Tacoma TRD Pro and Tundra TRD Pro models with additional off-road suspension parts, added ground clearance, off-road tires, and other gear to make them exceptionally good on the trail.
Off-road specials like the Ford F-150 Raptor are expensive but can be affordable on the used market. You’ll want to get a dirt truck carefully inspected before you buy, as the previous owner may have abused it (that’s what it’s for).
What to Consider When Buying a Used Truck
Buying a used truck is like purchasing any other type of used vehicle, with the knob turned to 11. You’ll want to follow the classic advice — get it inspected.
The previous owner may have only driven it to church on Sundays. But they may also have loaded it over its payload capacity more than once, taken it further off-road than you could ever imagine, and rarely changed the oil. You need to now.
Every reputable mechanic knows how to perform a used car inspection and most charge between $150 and $200 for the service. Build the expense to get several trucks inspected into your budget.
The cost may seem steep, but it can save you thousands if it spots problems you couldn’t see without getting the truck on a mechanic’s lift.
Price
Properly cared for, trucks hold their value better than cars and SUVs. After all, engineers design every weld and rivet to take more abuse in a hauler. So how do you know if the used truck you’re considering is overpriced?
Our sister site Kelley Blue Book is the only site with more than 100 years of experience evaluating the value of every car. Use our car valuation tool to figure out how much to pay, and look for Good Price and Great Price ribbons on used truck ads on Autotrader in your area.
Fuel Economy
As you search for your used truck, find out the original EPA fuel economy estimates for those you’re considering. Then, budget for a tuneup on your used truck after your purchase. An engine’s fuel economy degrades over time, but most trucks can return to their original fuel economy performance with a few tweaks. A new oxygen sensor and a timing tuneup can pay you back at the pump, especially with 2022 gas prices.
Bed
Most trucks are available in short- and long-bed configurations. The short bed is more than enough for most people. They’re also easier to handle in traffic and parking lots. But, if you routinely haul lumber, large furniture, or other long items, the long-bed option may be worth the added care in driving.
Short beds are usually around 5 feet to 6.5 feet. Long beds can be as long as 8 feet — big enough to lay flat 4-by-8 sheetrock, so you don’t risk damaging it on the ride home.
Some short-bed trucks come with bed extenders that fold out to give you extra room.
Cabin Type
You’ll need to learn a few terms to make sense of used truck advertisements. Truck cabins come in three types:
Standard Cab: A 2-door, 2-seat cabin is a standard cab. Manufacturers build more 4- than 2-seat trucks these days, but basic work trucks are still common in this configuration.
Extended Cab: An extended cab comes with two doors and four seats. The front seats slide forward to give you access to the rear, like in many sports coupes. Ford calls this “Super Cab.” Toyota dubs it “Access Cab.” GM names it “Double Cab.” This configuration works well if you occasionally need to carry four people, but most adults aren’t comfortable in the back of an extended cab truck for long.
Crew Cab: This configuration offers four doors and seating for three passengers in the second row. Ford calls this “Super Crew.” Toyota calls it “Double Cab.” Ram calls it “Quad Cab.” This configuration is the most comfortable if you routinely need the seats. But it’s also the priciest.
Towing and Payload Capacity
If you’re shopping for a used truck, you probably expect to haul or tow loads regularly. Both are complicated topics. See our payload and towing guides for a thorough understanding.
But it’s worth clearing up a few common points of confusion early. Remember that most trucks can’t haul or tow the heavy loads you see in advertisements — those figures apply to specially equipped trucks with tow packages. Also, remember that when you calculate payload, don’t forget to count yourself in the total. The truck’s payload capacity includes all the weight in the cabin. When loading 2,000 pounds in the bed of a truck with a 2,000-pound payload capacity, you need to factor in the driver and any passengers.
Since drivers often misunderstand towing and payload capacity, many owners overload their trucks. A third-party inspection at a dealership or local car repair shop can tell you if the frame or suspension shows weakness from overloading.
Drivetrain
Manufacturers offer a greater variety of powertrains in trucks than in cars or SUVs. For instance, Ford offered its 2019 F-150 with four different V6 engines, a hybrid powertrain, a turbodiesel engine, and a V8. Five or six engine choices are not unusual.
However, virtually all come only with automatic transmissions. In 2022, only the midsize Jeep Gladiator offers a manual setup.
When choosing a powertrain, think carefully about the work you’ll be asking your truck to do. Many truck buyers overspend and pay more at the gas station for power they never need.
Where to Find a Used Truck
You’ll find used trucks for sale everywhere, from new car dealerships to the side of the highway with a handwritten price taped to the window. The buying considerations will be different based on where you shop.
Online
We’re big fans of going online when it comes to truck shopping. Online shopping lets you see hundreds of options near you and easily find the right combination of traits. As of this writing, Autotrader lists more than 300,000 trucks for sale in the United States.
Autotrader lets you sort by distance from you, price, mileage, cab size, bed length, and more than a dozen other considerations — even color.
Are you looking for a hauler to tow your horse trailer? Look for options, including a 2017 Ram 3500 Laramie, and better yet, find one prepped with a gooseneck towing package and dual rear wheels to get the job done.
Want a truck you can commute in that stands out from the crowd? Try a 2016 GMC Canyon with the handsome Nightfall Edition.
Need a hard worker on a budget? Consider a 2016 Ram 1500 Tradesman with its long bed. You’re likely to find it’s still under the factory warranty and can be yours for usually less than $19,000.
Just be aware that when buying online, you still have the right to ask for a third-party inspection on a used truck.
Dealership
Some buyers still prefer the convenience of shopping at a dealership. A dealership can show you several used trucks in your price range in the same afternoon of shopping and establish a business relationship with you in a way that private-party sellers can’t.
Going to a dealership gives you access to Certified Pre-Owned trucks. They combine the low price of a used truck and the peace of mind of a truck typically under warranty.
Inspect the Used Truck Before Buying
We’ll give parental advice here about inspections. Because it’s even more critical when truck shopping than it is when car shopping — and it’s vital when car shopping.
Have a third-party mechanic inspect any truck you’re considering before making an offer.
Ask the owner for service records (especially if the truck remains under warranty — you may need to prove that the vehicle got serviced properly to win any warranty claim). Then take it to a third-party mechanic and have them perform a used car exam. They’ll know the term and have done it before.
Among other things, a mechanic should check the condition of the:
Air conditioning
Alternator
Axles, including checking for the presence of towing enhancements
Brake systems
Emissions, including the state of the catalytic converter — an expensive replacement on many trucks
Engine
Frame, looking for signs of misuse or overloading
Fuel injection system
Fuel pump
Radiator
Steering system, including checking the quality of any modifications
Suspension
Transmission
Water pump
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A Used Truck Buying Guide: Our Tips & Advice
What’s in a used truck? While dealerships often showcase amazing vehicles, trucks out there performing in the real world have the added benefit of being tested and given the thumbs up. Our used truck buying guide offers practical advice to help you make an informed purchase, so you can find the best ones.
Used Truck Buying Guidelines
Buying a used pickup truck is smart financially due to lower price tag, gentler depreciation rates, lower loan interest rates, and potentially lower insurance costs.
Key factors to consider when buying a used truck include budget planning, fuel economy, towing and payload capacity, cab and bed configurations, and engine options.
If you’re going to get a lifted truck, it’s better to give a used truck past its initial bumper-to-bumper warranty an aftermarket upgrade like a body lift or a suspension lift.
Lighter pickup trucks can tow up to 14,000 lb and heavy-duty trucks can tow between 30,000 lb and 40,000 lb. Gooseneck hitches are usually required above 30,000 lb.
Fuel efficiency can be 10-24 mpg combined in petroleum engines. But with fully electric trucks you can get 60-90 mpg; these trucks can be harder to find since they are newer to the used truck market.
When choosing a used truck, consider the type that fits your needs: compact, midsize, full-size, heavy-duty, or an exciting new EV market.
Why Choose a Used Pickup Truck?
The Ford F-150 is wildly popular and a great buy. If you buy used, you’ve in-demand features with the brand power of Ford behind it. You’ve also got their most popular model and something you can customize later if you wish!
Why opt for a used pickup truck, you ask? Think financial savvy meets rugged adventure. A pre-owned pickup truck offers the following benefits:
Saves you from the steep depreciation of a new vehicle
Comes with lower loan interest rates and insurance costs
Features like leather seats and advanced tech become surprisingly affordable in the used market
Used trucks retain their value, thanks to their built-to-last durability
Imagine cruising in a crew cab with all these features and more. A used pickup truck is the perfect choice for those looking for both practicality and adventure.
Whether you’re eyeing a compact truck for city errands or a heavy-duty truck for dominating mountain trails or towing the maximum. Whatever you’re aspiring to, a used truck is a wise investment that keeps on giving after its first owner tosses the keys.
Types of Used Pickup Trucks
As for used pickup trucks, there’s a world of choices to suit your every need. From the agile compact trucks to the mighty heavy-duty haul champions, each type brings its own brand of power and purpose.
Maybe you’d like to get into a sleek electric truck for eco-friendly escapades or a full-sized Silverado for your contracting business. No matter the dream, understanding the different truck types ensures you drive away with a pickup that perfectly aligns with your lifestyle.
Where does your current truck fit in the used truck market? It could be a great model from yesteryear, but not the right size, towing package, or fuel-type you need. In that case, you should consider selling or trading your truck in—for something that’s more your speed.
Compact Trucks
Taking a closer look at compact trucks, we’re into your stereotypical pickups. These trucks weave through city traffic with grace and fit snugly into that tight parking spot outside your favorite café. Don’t let their size fool you, though; they come with a cargo bed ready to haul your weekend DIY project supplies, albeit with a smaller capacity than their larger siblings.
Compact trucks, like the nimble Ford Ranger or the feature-packed GMC Canyon, offer the kind of fuel economy that people need with the capabilities pickups offer to their drivers exclusively; our new and repeat customers are truck owners, and many have heard the phrase, “can I borrow your truck?”
Midsize Trucks
The Toyota Tacoma is something we often hope to buy off our customers on trade-in. Sitting between compact and midsize trucks, it’s got the best of both worlds between agile, smaller trucks and industrious midsized. In a way it’s the perfect midsize!
Midsize trucks are the jack-of-all-trades in the truck world. They strike a sweet balance between the compact’s nimbleness and the full-size’s muscle, making them versatile companions for both daily commutes and off-road adventures. The Toyota Tacoma is a fantastic midsize truck model, known for its reliability, off-road capability, and strong resale value.
With engine options that range from fuel-sipping to powerful, these trucks cater to a variety of needs and often come decked out with upscale amenities that rival luxury vehicles.
Full-Size Trucks
Enter the domain of full-sized trucks, where robust performance meets versatile configurations. These workhorses are designed for hard work and encumbered play, boasting towing capabilities that make them the go-to choice for hauling heavy trailers or boats.
Leaders of this category are usually considered the Ram 1500 or the Ford F-150.
And when it comes to comfort, these trucks don’t skimp – with spacious interiors that can give luxury SUVs a run for their money, especially in crew cab variants like the SuperCrew.
Electric Trucks
The electric truck is the new kid on the block, quietly revving up to revolutionize the pickup world. The Chevy Silverado EV and the Ford Lightning are two popular options.
Already boasting powerful towing capabilities, these plug-in models are expected to surge in availability in the used market, offering a cleaner, more efficient way to tackle the jobs traditionally reserved for their gas-guzzling counterparts.
Heavy-Duty Trucks
The Chevrolet Silverado 3500HD is a favorite among heavy duty truck owners. Like the Ford Super Duty series, it’s part of a line that can tow over 25,000 lb with the right equipment. If you buy used, you’ve got a ton of life left in it to tow all you need.
For those who demand maximum power and capability, heavy-duty trucks are the undisputed champions. Engineered to conquer the toughest tasks, these trucks are the heroes of heavy towing and payload capacities, ideal for hauling fifth-wheel trailers or bearing heavy loads.
Models like the Ford Super Duty, with features like dual-wheel rear axles, stand tall with reinforced frames and suspension systems designed to withstand the heaviest demands. The Chevy Silverado 3500HD and the GMC Sierra 3500HD are also great examples of this category.
Key Factors to Consider When Buying a Used Truck
When the hunt for a used truck begins, several factors come into play to ensure you find a vehicle that’s as dependable as it is suited to your needs.
From setting a realistic budget to scrutinizing the engine’s output, considering these key elements will guide you to a truck that’s ready to hit the road and get the job done—without any costly surprises down the line.
Budget Planning
Budget planning is the compass that guides your truck buying journey. It’s about more than just the sticker price; it encompasses the total cost of truck ownership, including insurance, maintenance, and those trips to the gas station.
It all depends what you want in a used truck. Take the Tacoma; with used Toyota Tacomas at our used auto center fetching anywhere from $27,000 to just under $40,000, setting a clear budget helps you navigate the financial waters.
Financing a Used Truck
Our used inventory sports a diverse range of used trucks priced from roughly $30K to around $90K. For those eyeing the higher end of the spectrum, financing options are available to make your dream truck a reality. You can always get pre-qualified for financing to start budgeting more accurately for the type of ride you want.
Towing and Payload Capacity
Before you even get into gooseneck hitches, there’s a lot you can tow in your used truck, depending on its size. Some compact light duty trucks tow just a little, maybe a small boat weighing 4,000 lb. But with a hitch and a full-sized you’re getting up to 14,000 lb!
Towing and payload capacity are the muscles of your pickup truck, defining how much weight it can flex without breaking a sweat.
Whether it’s a compact truck with a 4,000-pound towing limit or a full-size powerhouse capable of pulling 14,000 lb, these figures are essential to match your truck to the tasks at hand, from towing trailers to hauling heavy loads without straining the frame.
Fuel Economy
Fuel economy is the heartbeat of your truck’s long-term financial use. The gallons-per-mile equation plays a vital role in the ongoing expenses of truck ownership, especially when considering the typical MPG figures that can range quite a bit
With the potential to cover hundreds of miles on a single tank, a truck’s performance on fuel is a key factor to ponder. In newer used trucks, there’s the GMC Canyon 4WD and the Chevrolet Colorado 4WD, each getting 22 mpg on the highway, while the Ford F150 Pickup 4WD wins out with 24 mpg. But the Toyota Tacoma will get you around in the city better with 20 urban mpg!
Cab and Bed Configurations
Cab and bed configurations are like choosing the perfect outfit for your truck – they determine how it will function in your daily life. From the cozy two-seater standard cabs to the family-friendly crew cabs and the versatile extended cab, each configuration offers a balance of seating and cargo space tailored to your needs.
The right choice here ensures your truck serves you well, whether you’re carpooling to work or loading up for a weekend adventure. If you’re after those maximum payloads and towing capacities, you might need a specialized truck bed or a goose-neck hitch, respectively.
Engine Options
The GMC Sierra comes in several engine types, and one of our customers’ favorites is the 3.0L turbodiesel by Duramax. Pound-for-pound it’s a fighter, producing 277 horsepower and 460 lb-ft of torque.
The heart of your used truck lies in its engine options, and it’s crucial to choose one that suits your performance needs and appetite for adventure. Diesel engine choices are also something to consider as some used trucks have smaller displacements like a 3.0L Duramax turbodiesel, which can keep up with 5.3L or 6.2L V8s burning petroleum.
With options ranging from fuel-efficient inline four-cylinders to the roar of a 425 horsepower V-8, there’s an engine for every job and journey. But bear in mind that diesel engines, while powerful, may come with higher maintenance costs, adding another layer to your decision-making process.
Where to Buy a Used Truck in Utah
In the Beehive State, the quest for the perfect used truck leads to a crossroads: online listings, reputable dealerships like Summit Trucks, or the more adventurous route of private sellers. Each path offers a unique buying experience, and in Utah’s flourishing used truck market, finding your ideal ride is all about knowing where to look and who to trust.
Dealerships an Used Auto Centers
Dealerships like Summit Trucks are oases in the desert of used truck buying, offering a mirage of options from compact trucks to the mightiest of heavy-duty pickups. Here, well-maintained preowned vehicles sometimes come with warranties providing security and peace of mind—ensuring your used truck doesn’t come with hidden surprises.
Professional service and support mean you can rest assured that the truck has been thoroughly vetted, ready to earn its keep from day one. With Summit Trucks’ reputation, you can rest assured that your used truck will be one you can be proud of.
Custom Used Truck Services
The Ford Super Duty shows how comfortable even heavy duty truck owners can have it. There’s a lot of great tech inside a truck, and the used market is full of newer used vehicles with features owners still rave about years later.
When a truck owner wants to pass a well-cared for truck in great working order (inside and out) to the next person, we’re here. Summit Trucks sells used trucks as is but also provides a range of custom truck services, including:
Modifications
Customized Truck Alignments
Aftermarket Tires
Professional Trimming
Visit us today to explore our custom truck services and see how we can transform your used truck into the perfect ride for your lifestyle. If you’re going to modify a truck, it makes a lot more sense to modify a used truck from a used auto center like ours; you’ll be putting exciting new components in and increasing its value, performance in certain areas, and visual appeal!
Private Sellers
Private sellers can be the wild cards of truck buying, offering deals that may seem too good to be true – and sometimes they are. When venturing into private sales, a keen eye and thorough investigation are your best allies.
Always verify the vehicle’s history and ensure a comprehensive inspection to avoid any unwelcome surprises lurking under the hood or within the paperwork. At the end of the day, private sellers are a buyer-beware source for used trucks so please exercise caution here.
Online Listings
Online listings are the treasure maps of the used truck world, offering a panoramic view of the market from the comfort of your home. With these platforms, you can filter through hundreds of options to find the truck that checks all your boxes, comparing prices and conditions with ease.
Just remember, the digital world is vast, so doing your homework on the seller’s reputation is as important as inspecting the truck itself. Plus, if you’re going to modify your truck, you’ll have to find a place to do it afterwards, like Summit Trucks.
Inspecting a Used Truck Before Purchase
Like a miner sifting for gold, inspecting a used truck before purchase is all about separating the gems from the grit. A meticulous examination from tire treads to engine bay can unearth potential issues, ensuring your investment is solid as the steel of the truck’s frame.
Never shy away from getting into the nitty-gritty details; after all, it’s the little things that can make or break your driving experience.
Mechanical Inspection
A mechanical inspection is the spotlight that illuminates the inner workings of your potential truck. Enlisting the expertise of a third-party mechanic can reveal hidden issues that might otherwise go unnoticed, saving you from future headaches and unexpected repair bills.
It’s a step that should be built into your budget, It’s a step that should be built into your budget, a small price to pay for the peace of mind that your truck’s engine runs smoothly and its brakes function properly. As our customers know, when we buy a used truck, we do a thorough inspection so we can sell it to its next appreciative owner.
Vehicle History Report
A vehicle history report tells the story of a used truck, providing a detailed record of its past. It’s a must in your used truck buying process, revealing past accidents, ownership details, and maintenance records.
Armed with this knowledge, you can gauge the truck’s past and its readiness for your future, ensuring the story ahead is one of smooth roads and reliable service.
Test Drive
The Dodge Ram 1500 is another great find in used truck centers like ours. If you buy used, you’ve got a a chance to take a truck out and see how it might perform. A test drive doesn’t have to churn dirt to tell you a lot about acceleration, braking, torque, suspension and handling. You can feel all that on the pavement!
A test drive is your chance to dance with the truck, feeling its rhythm on the road and ensuring it moves to the beat of your drum. When our customers come for that all-important test drive, most pay attention to how it handles different speeds and terrains, and keep their ears tuned for smooth mechanics.
For any used truck buyer, it’s a practical way to check the truck’s performance, handling, and comfort, ensuring it aligns with your expectations and driving habits.
The Best Used Trucks to Buy This Year
As we gather from our Utah customers, certain used trucks stand out for their blend of durability, utility, and performance among most trucks. Whether you’re searching for a truck that can endure the rigors of work or one that offers a comfortable ride for family outings, the following models have proven their worth on the road and in the hearts of their owners:
Ford F-150
Chevrolet Silverado
Ram 1500
Toyota Tacoma
GMC Sierra
These trucks offer a range of features and capabilities to suit different needs and preferences. Consider these options when shopping for a used truck—or better yet, a newer used truck. Let’s explore the best picks that combine quality and value for a purchase you won’t regret.
Toyota Tacoma
The Toyota Tacoma is award-winning and sought after by both new and used truck owners. Sitting between compact and midsize trucks, it’s got a great balance between performance, reliability, and price.
The Toyota Tacoma is a testament to reliability, commanding a high resale value and offering a versatility that’s tough to beat. With models from 2016 to 2023 fetching prices that reflect their enduring quality, the Tacoma stands as a wise choice for those who seek a used truck that promises to be a faithful companion on both city streets and rugged trails.
It’s no wonder this pickup has a loyal following; its reputation for toughness and dependability is well-earned and well-regarded in the used truck market.
Ford F-150
The Ford F-150, a symbol of American half ton trucks, offers an impressive array of features, including:
A diverse range of powertrain options
Advanced towing technologies
A towing capacity that peaks at over 13,500 lb
A payload of 2,445 lb
It’s clear the F-150 is built for heavy lifting. The availability of a PowerBoost Hybrid V6 engine and cutting-edge features like BlueCruise technology further positions the F-150 as a forward-thinking choice that doesn’t compromise on power or performance.
Chevrolet Silverado
The Chevrolet Silverado is another stalwart in the used truck arena, renowned for its robust build and versatile performance across a variety of configurations. From the work-ready standard-cab models to the luxurious crew cabs, the Silverado offers a truck for every job and every driver.
Known for their durability, Silverado trucks, especially those coming from fleet service, are plentiful and provide a reliable option that keeps you on the road and out of the shop.
Common Mistakes to Avoid When Buying a Used Truck
Navigating the used truck market can be as challenging as off-roading in the Rockies, so it’s crucial to be aware of common pitfalls.
Do some research on the best used trucks to buy by year. Some makes and models do better some years; many private sales have resulted in buyers’ remorse, as some of our more wary customers know from experience.
Always ensure the title is clear and in hand before signing on the dotted line; it’s the most important document in your truck buying journey. And don’t underestimate the value of a dealership with an on-site shop – their expertise can be invaluable in ensuring your truck is road-ready.
Visit Summit Trucks to Make Buying Used Trucks Easy
Our used vehicle center used to be called Truck World, hinting at our devotion to selling and modifying great trucks. But now we can extend that beyond our favorite used trucks to vehicles of many shapes and sizes—like Jeeps. Come check us out at our location in Salt Lake City!
From the rugged highlands of the Wasatch Range to the bustling streets of Salt Lake City, a used truck is your ticket to freedom and versatile capability. Remember, the key to a successful used truck purchase is a blend of savvy shopping and meticulous inspection.
With the right approach, you’ll find a pickup that not only meets your demands but also delivers continuous satisfaction. This guide is your compass, pointing you towards the best deals in Utah, and ensuring your used truck adventure is nothing short of legendary.
Ready to find your perfect used truck? Contact us for a visit to test drive today! Used trucks are worth their weight in gold when you get the right combination of price, extended warranty, and build quality.
Used trucks also a canvas for your favorite truck modifications! Our sales advisors can get your questions in and advise accordingly.
Frequently Asked Questions
What are the benefits of buying a used pickup truck?
The benefits of buying a used pickup truck include saving money on upfront costs, loan interest rates, and insurance, as well as better value retention compared to new trucks. Moreover, it wouldn’t make sense to gut the insides of a truck that’s just rolled off a name-brand dealer’s lot.
Used trucks are ready for the new lease on life that a lifted truck gets. It’s a smart choice if you’re looking for a reliable, optionally customized vehicle that won’t break the bank.
How do I choose the right type of used pickup truck?
Choose the right type of used pickup truck based on your needs for maneuverability, towing/payload capacity, and desired features. Compact trucks are best for easy parking and better fuel economy, while heavy-duty trucks are ideal for more demanding tasks.
Off-roading can be a different beast, even for thoroughly reliable trucks. If you know your going to be touring tough mountain or foothills trails, you should choose the best off-road truck for your budget and your purposes.
Where is the best place to buy a used truck in Utah?
Summit Trucks is the best place to buy a used truck in Utah, offering a wide selection of quality vehicles and heavy hitters that you can modify to your hearts content. Or services complement each other perfectly, so you’ve got the one-stop shop for the custom truck of your dreams.
The Ultimate Guide to Buying a Used Truck
Purchasing a used truck from a private seller requires that you know what you’re doing and follow some crucial guidelines.
For nearly 38 years we have purchased thousands of used trucks and based on our experience and the experience of our customers, we've put together a guide to help you find the best equipment at a great price that will serve your company for years to come. Here’s everything you need to know.
Why Buy Used
You might be questioning whether it makes more sense to purchase your truck new. After all, you’ll be using it for years to come in your business. A quality used truck can save you up to 40% while still providing many years of outstanding service.
Consider the scenario of a new vs used tri-axle dump truck. You could go out and buy a brand new tri-axle 2024 T880 for $275,000 or buy a 2019 T880 for $165,000. The new truck will cost you almost $155,000 more after you are done financing it and you’ll make payments on it for a year and a half longer than you would with the used truck.
Additionally, the used truck’s payment will be $700-$1,200 less per month than the new truck depending on the age, down payment and the length of the term on the loan you select.
With a good used buying strategy, you’ll remove the initial depreciation expense that vehicles experience the moment you drive them off the lot while expanding your fleet or replacing worn-out equipment that your business can no longer rely on.
Buying used isn’t for everyone. You shouldn’t consider it if you are:
Not a hands-on operator
Don't have a quality mechanic you can rely on
Run 15+ trucks and you know how to cycle your fleet.
Finance vs. Pay Cash
Some truck buyers view cash as the only way to buy a used truck. But savvy operators know how to look at the whole picture. Here’s a look at some reasons to finance a used truck.
Get More Truck
When shopping as a cash buyer, the amount of cash you have on hand will limit you, which usually means getting a cheaper, less reliable used truck. It could be the difference between getting a $70,000 dump truck that could have a host of mechanical issues or getting a $100,000 truck that might need some minor work but will stay on the road longer letting you earn more money.
Cash Flow
If you have $70,000 saved and use it to buy a used truck only to learn that it needs a clutch job for $3,000 you are stuck with few options and could have cash flow issues.
However, if you put down $40,000 on a $100,000 truck and finance the rest, you will be able to not only buy a more reliable truck but also have a $30,000 cushion for any unforeseen expenses and registration. You will still walk away with a manageable monthly payment you can generate a healthy profit from, but you won’t be stressed about what happens if the truck needs to go to the shop.
Timing
Many operators who pay cash and are replacing a unit need to sell their old truck before they can shop for a used truck. This means having to sell their truck fast and getting less for it. When you finance the purchase, you can leverage the financing company’s money so you sell your old truck for top dollar and don’t have to stress about coming up with the funds when you find the right truck
Keep in mind, it doesn’t always make sense to finance a used truck. For example, a truck that is more than 25 years old or a truck worth less than $25,000 might make more sense to purchase with cash.
Types of Lenders
When financing the purchase of a used truck, it's essential to find a lender that not only understands the type of truck you're buying but also offers favorable terms.
Factors such as the cost of borrowing, the ability to finance the vehicle, and the speed of approval play crucial roles in your decision-making process. After all, an approval at a super low rate isn't beneficial if the truck you're eyeing gets sold to another buyer whose bank acted faster.
Let’s explore the 3 main ways to finance a used truck.
Traditional Banks
Buyers often like going directly to their commercial banking partner because they already have a working relationship. Here’s a look at the benefits and drawbacks of using a traditional bank.
Benefits: Typically offer the best interest rates, especially for existing customers.
Drawbacks: Can be rigid in their approval process, limiting your truck options. They might also take multiple weeks to grant an approval leaving you searching for another truck.
Dealership Financing
If you’re purchasing from an individual, this is not an option. But if you do go through a dealership, you can complete the financing and purchasing process all at once. Just make sure dealership financing fits your use case based on these benefits and drawbacks.
Benefits: Offers convenience with a one-stop-shop experience, especially if you've already chosen a truck from their inventory.
Drawbacks: Dealerships don't make the final approval; instead, they work with third-party lenders. This means you might end up paying a premium compared to private lenders, and your credit might be checked by multiple finance companies. You are also locked into their available inventory and not the open market.
Independent Finance Companies
When you have the time and preparation to get pre-approved with an independent finance company, it often offers the best rates and terms. But you will need to do it before you head to the dealership, which means setting aside time before you start truck shopping. Know the benefits and drawbacks this option entails.
Benefits: Provide competitive terms and understand the value of used trucks and equipment. Because they are independent, you’ll have the ability to shop at a dealer or private seller. They can also approve and finance your truck within a couple of days.
Drawbacks: Their terms might not be as aggressive as traditional banks. And some are brokers, which means the person/company you are initially dealing with may not be the person servicing the account.
Typical Process to Finance A Used Truck
Before you start shopping for a used truck, you should obtain financing pre-approval. This will allow you to buy confidently and show sellers that you’re not just kicking tires. It gives you greater negotiating power and ensures you secure the best rates.
When financing a used truck, here’s what you can expect and the documents you’ll need to prepare for the process.
1. Determine your budget for a down payment
Your down payment amount can help you determine your budget for a used truck. Purchasing trucking equipment can cost hundreds of thousands of dollars, even when buying used. That means that most trucks will require at least a $20,000 down payment, which is 20% of a $100,000 truck. But you’ll also need cash for the taxes, registration and fees. Talk with your lender about no-money-down options if you’re currently cash-strapped. Just know that those loans are reserved for businesses with outstanding credit.
2. Gather the necessary paperwork
When applying for a loan, you'll typically need to provide documentation, such as three months of bank statements, your most recent tax return, and a credit application. Lenders look at these documents to ensure that the information on your application aligns with your bank deposits and tax returns. While minor discrepancies are common, be prepared to explain any major inconsistencies.
3. Shop for your truck
With pre-approval, you can shop confidently for your next truck. Sellers will take you seriously and you can close the deal the same day you find the truck because you’ve done all the prework. Stay in contact with your lender throughout the shopping process to ensure they’ll be ready for you once you find the truck you want to buy.
Used Truck Inspection Checklist
The key to finding great used trucks on the market is to complete a thorough inspection. If the vehicle has issues, you want to know about them before you sign on the line to give you more negotiating power and insight as to what the maintenance will cost you long term. These are the paces you should put a used truck through.
1. Check brakes
Worn lining, cracked linings and rust jacking are some of the biggest concerns when checking brakes. Rust jacking is most often identified by a layer of rust between the drum brake shoe table and the friction material. The brake shoe cannot be repaired and must be replaced.
2. Measure tire tread depth
The FMCSA requires that vehicles have a tire tread depth of at least 4/32 on every major groove on the front wheels and at least 2/32 on all other tires. Not only will this tell you the life left in the tires, but it will also tell you how well the truck was cared for. If the tire has excessive wear in the center of the tread, it was likely over-inflated. Tires with heavier wear on the shoulders could have been underinflated. When a truck’s tires show major irregular wear, it can indicate an alignment issue. And knobby treads might tell you that there is a toe-in value problem.
3. Check the fluids
All trucks leak to some extent. Check the oil, coolant, transmission fluid, brake fluid and power steering fluid. Minor leaks are often not a concern but you’re looking for low levels that would indicate problems between fluid changes.
4. Use a scan tool to check engine fault codes
Pay attention to any prior overheat codes or low oil pressure codes (even if Inactive these will usually remain in the ECM memory permanently).
5. Review suspension
Inspect the suspension components, including springs, shocks, and bushings, for signs of wear or damage. Check for any visible cracks, bends, or weak points on the chassis frame, as this can affect the truck's stability and load-bearing capacity.
6. Check the exterior body and frame
Check for any signs of rust, corrosion, or extensive damage on the body and frame. Look for dents, scratches, or evidence of past repairs, which may indicate accidents or harsh usage. If equipped with a body, Ensure that the hydraulic components are in good working order, with no leaks or structural issues.
7. Bring a mechanic
You’ll likely find problems with a used truck. No truck will be perfect. But bringing a mechanic with you enables you to get an estimate for what the problems might cost you. That way, you’re making an informed decision about what the truck will cost to get on the road and not just the upfront cost of the vehicle from the seller.
Red Flags When Buying a Used Truck
Even with the best inspection and clean bill of health from your mechanic, a truck might still have issues you want to steer clear of. Some of the issues you’ll want to be aware of and avoid include the following.
Jumping Title
When an owner purchases a new vehicle but never transfers the title to their name before reselling it, that is known as title jumping. The practice is illegal. While it isn’t illegal for you to buy a vehicle with title jumping, it can cause you headaches when proving ownership or getting the vehicle serviced. It’s best to resolve the jumping title before buying or just keep looking for another truck.
Low Miles
You might think you’ve found a dream when you find a used truck with low miles. And maybe you have but before you get excited, check the engine hours. If it seems like there’s a tale of two trucks when comparing miles and engine hours, move on. Something isn’t on the up and up with this truck. A good rule of them is 1 engine hour = 25 miles of equivalent wear.
Deleted Trucks
This is a tactic where truck owners remove parts of the truck emissions. It is done by physical removing emission control components and reprogramming the trucks computer to increase performance but also increase the pollutants the truck puts out. While many find these trucks desirable they will be nearly impossible to finance and come with hefty fines. Trucks with deleted emissions are illegal and the cost to return these trucks to their compliant state will take some funds. It’s best to avoid them to stay in complete compliance.
Engine overhaul without paperwork
Some sellers try to make some simple maintenance or minor parts upgrades out to be a full engine overhaul. If the seller doesn’t have paperwork for the overhaul, it might signal that something is up. You want to see who did the overhaul. Ideally, it was done with a licensed mechanic or by the dealer. Check to make sure that the VIN of the truck is on the paperwork along with the engine serial number.
Get Pre-approved for Your Purchase
If you’re ready to buy your used truck, get your pre-approval now to ensure a smooth buying process. Call 973-403-7788 to talk with the Intek Truck Equipment Leasing & Financing team.
